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My name is Steve Young and I am a retired California Highway Patrol Officer. I will also be your instructor in one of the online traffic courses with B Line Traffic Schools. No matter what course you sign up for, my goals are the same: Present you with the information that you need in a way that will not put you to sleep and then get you back to your life.  Throughout some of the courses I have included interesting situations, people and other random things I have come across in my 25+ years with the CHP to break things up a bit. Ok ok, enough about me. Close this window and start your course with B Line Traffic Schools today.

Traffic Citations can be Costly

30 Apr Blog | Comments

We all groan when we see those blue lights behind us and realize they are for us. No matter how old we get getting a traffic citation makes us cringe, even if we deserve one. We know it is not going to be cheap to pay for the ticket. However, what many people do not realize is that a traffic citation can be even more costly than just the initial cost of the ticket violation.

After receiving a traffic ticket there can be more consequences that we don’t even think about until it is too late.

  • Insurance Rates – Many people do not realize that car insurance companies can and do raise insurance rates based on many factors. One of those factors is the amount of points you have on your driving record. Although most do not increase your rates after one citation, they can if they feel it makes you more of a liability. If you have been in an accident recently that will stack up against you, increasing your chances of higher insurance rates.
  • Points – Any citation you receive, gets translated into a certain number of points and goes on your permanent driving record. If you get a speeding ticket or get into an accident that is your fault you will get points. As those point accumulate your driver’s license privileges could be in jeopardy. Depending on the state you live in you could end up with a suspended license meaning you have to find alternative ways to get around, which costs you money.
  • Loss of Job – Many folks drive for a living, truck drivers, pizza delivery people, city workers, and sale representatives, to name a few. Their paycheck weighs very heavily on their ability to drive. A person racking up too many point on his or her driver’s license could end up losing their job if their driver’s license gets suspended.

Getting a traffic violation, of any kind, is not fun. It will cost you money to pay the fine and possibly time off work if you have to go to court. What many people do not realize is that it can cost you even more money in the long run. You could end up with higher insurance rates, which could cost you hundreds of dollars.

If you end up with too many point on your driving record you could end up with a suspended license which would cost you more money to get around, via taxi, bus, or rapid. Too many points on your driving record could also cost you your job, if you drive for a living. A company is not going to keep you on as an employee if you cannot do your job.

A traffic citation can cost you much more than the actual citation, so it is important to be a good defensive driver and not get in any accidents. It is equally important not to break traffic laws so that you don’t end up costing yourself a whole lot of money.



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