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My name is Steve Young and I am a retired California Highway Patrol Officer. I will also be your instructor in one of the online traffic courses with B Line Traffic Schools. No matter what course you sign up for, my goals are the same: Present you with the information that you need in a way that will not put you to sleep and then get you back to your life.  Throughout some of the courses I have included interesting situations, people and other random things I have come across in my 25+ years with the CHP to break things up a bit. Ok ok, enough about me. Close this window and start your course with B Line Traffic Schools today.

Traffic Citation Could Cost More than the Ticket

20 Jan Blog | Comments

Traffic citations are no fun, but getting one happens occasionally. Fortunately, most traffic citations will only cost a person 1-point on their driving record and the cost of the ticket. However, when if it happens more than once a person needs to understand that a traffic citation could cost more than the ticket itself.

Car Insurance Rates

Insurance companies charge certain rates, in part, based on a person’s driving record. If a person has a clean driving record their rates will stay the same, or on occasion go down. If a person has traffic citations or traffic accidents their rates will go up. If a person gets a traffic citation not only will they have to pay for the citation, but they may also end up with an increase in their car insurance rates.

Depending on the number of points a person has on their driving record they could also end up losing their car insurance altogether. Some companies won’t ensure a person they consider too high of a risk of getting in an accident.

Loss of a Job

Some jobs require a person to drive for a majority of their job. If a person accrues too many points a person could lose their job. Losing a job could cost a person a whole lot more than the original traffic citation. Not getting a paycheck for an extended period of time could really set a person and their family backward.

Suspended License

Getting one traffic ticket isn’t usually a huge deal, but a person getting several citations could end up with a suspended license. A suspended license could stop a person from getting to and from work. Not being able to get to work could end up in a person getting fired. Or at the very least it would be quite an inconvenience for a while.

Summary

Getting a traffic citation is no fun, it could cost a person, not only the cost of the ticket, but also a person’s car insurance rates could increase. A person could end up with a suspended license which could make a person’s life a bit more challenging.

Another consequence of getting a traffic citation could be losing a job. If a person drives for a living he or she could lose their job if they end up with too many points on their driver’s license. Most companies have some sort of policy that states if an employee racks up too many points he or she may be terminated.

Understanding what a traffic citation could cost a person is important. Making the choice to speed or break any other minor traffic law could cost a person more than the citation. It could cost the person increased insurance rates, loss of a job or a suspended license. That is why the best idea to always follow traffic laws and avoid getting any traffic citations.

 

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